Life s X factor is provided by the events that don t happen every day; the unpredictable. It is important to consider what would happen to your family s financial goals and aspirations if something happens to you or your partner. What if you have a major car accident and can t work anymore? What if the unthinkable really does happen and one of you passes away? Or what if an illness prevents you working for months or even years?

Unfortunately, many mothers, fathers, husbands and wives, are killed or permanently disabled in accidents every day - or struck down prematurely by illness. Could you continue to pay the mortgage or rent? Would you have to give up your current lifestyle? Would you be forced to sell your investments?

Whether you re single, a couple, family or pre-retiree, appropriate personal risk insurance provides important protection against life s unknowns and offers the support you need - when you need it most. Personal risk insurance is designed to make sure that, if personal tragedy strikes, it doesn t also become a financial disaster.

There are four key types of personal risk insurance. To find out which one best suits your individual needs, please follow the links.

What Insurance is Right for You?

Australian Financial Planning Solution (AFPS) advisers will help you create an affordable insurance package with appropriate levels of cover to protect you and your family. Insurance is pointless if you can t afford it, so we make sure that your most important assets your life and your health are covered in a way that meets your needs and your budget. Don t leave it until it s too late, talk to AFPS.